We all enjoy having control over our financial future, writes Nest's Gavin Perera-Betts, but introducing default retirement pathways could be the surprise present we need most this year.

Nest's Gavin Perera-Betts explains the need for pre-set retirement options to help savers.

Gavin Perera-Betts from Nest on what is needed for auto-enrolment to continue to be a success story.

As our industry is busy preparing for the 1.6m small employers set to auto-enrol over the next two years, we are focused on the scale of the task before us. After all, we are halfway through the biggest shake-up to the pensions sector in our lifetimes. 

Talking Head: Pick up any pension magazine at the moment and you’re likely to find a lot of stories about auto-enrolment. Unsurprisingly, given that 1.8m small employers are starting to stage this year, there is a lot of talk about the challenges they might face.