Data analysis: Fewer defined contribution members than expected are invested in default funds, new figures have shown, but experts anticipate this to increase as auto-enrolment continues to roll out.
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Data analysis: Fewer defined contribution members than expected are invested in default funds, new figures have shown, but experts anticipate this to increase as auto-enrolment continues to roll out.
United Utilities has increased interest rate hedging in its defined benefit schemes in order to reduce risk, working towards its target of full protection against interest and inflation rate fluctuations.
Schemes should communicate changes to the annual and lifetime allowance to both active and deferred members to ensure savers do not lose their fixed or individual protection, industry experts have said.
News analysis: Employers have been told to approach the use of certain contingent asset funding deals with caution, after the Financial Reporting Council said solvency improvements could be cause for investigation.
There has been growing interest in Scottish limited partnerships from employers as a tax-effective way of reducing long-term risk within their scheme.
When an SLP is established, assets owned by the employer are transferred to the vehicle, which the scheme has an interest in. This asset generates an income that is then available to the scheme.
But the FRC has expressed concern that some of these structures are set up to transform a company’s recovery payments into an equity instrument that artificially inflates solvency.
Video: London Pensions Fund Authority's Susan Martin explains its plans to collaborate with other organisations and schemes to up its allocation to infrastructure and private equity, in this edition of Policymakers and Decision-makers (5:08).
The annuities industry has come under increasing fire from all corners of the industry – but there are concrete steps that pension professionals can take to help members get value at retirement.
News analysis: More schemes are using exchange traded funds as part of a tactical investment strategy, industry members have observed, but there are still barriers in cost and governance.
All costs extracted by default funds and schemes should be publicly disclosed via a central registry to promote transparency, the Pensions Institute at Cass Business School has urged.
News analysis: Schemes have been warned they need to protect themselves against fluctuations in inflation despite rates falling to the Bank of England’s target level.
Essex Pension Fund has combined its employer, investment and administration teams into a single structure to deal with an increased number of employers joining the scheme.
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