Latest articles from Duncan Howorth

Data needn't be a pain – if it has a strategy

Duncan Howorth

From the blog: To say that data quality is poor in both occupational and other forms of pensions is an understatement.

 

In the world of defined benefits in particular, having the right data has operated on a 'needs must' basis rather than consistent maintenance.

 

The result? Lengthy delays and an unacceptable lack of preparedness.

  

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Three unintended consequences of tax relief change

From the blog: Politicians of all colours have gradually eroded the tax relief on pension contributions for high earners.

Does this matter? Well, yes it does – and not just for high earners.

The first important myth that needs to be dispelled is that higher-rate tax relief on pension contributions is grossly unfair and costs the government and taxpayers billions of pounds.

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