Latest articles from David Hutchins

DC costs need more transparency to create member confidence

David Hutchins 10_2020 (teaser)

AllianceBernstein’s portfolio manager of multi-asset solutions, David Hutchins, suggests a series of changes to defined contribution costs and charges in light of the review launched by the Department for Work and Pensions in this space.

DC governance: How to ensure your scheme is on the right track

David Hutchins

When it comes to ensuring good governance, few things are more important than the process applied to the default investment strategy, says AllianceBernstein's David Hutchins. 

Are DC default strategies diversified enough?

David Hutchins

While recent history and the performance of simple balanced portfolios would suggest defined contribution defaults are overly diversified, we cannot assume the future will accurately mimic the past, says AllianceBernstein's David Hutchins.

Smart beta: Understand the impact on your wider portfolio

David Hutchins

Smart beta has gained considerable traction with pension funds, writes AllianceBernstein's David Hutchins, but investors should still maintain a healthy dose of cynicism towards new factors and ensure performance is measured effectively.

Will the FCA market study revolutionise pensions?

David Hutchins

AB Global’s David Hutchins on why the recent final report on asset management will set a welcome direction of travel, and why both consultants and trustees should be brought within the FCA framework.

There is no such thing as passive

David Hutchins

AB's David Hutchins explains why allocation of assets between different passive funds might be more important than the management of those funds.

Break down DC charges to assess value for money

David Hutchins

Value for money is at the heart of defined contribution, but asset manager AB's David Hutchins says cheap investments do not always make for a cheerful retirement outcome.