Latest articles from Colin Richardson

Mastertrust consolidation – at what cost?

Colin Richardson

Regulators should be wary of an overzealous insistence on consolidation to a specific number of mastertrusts, and must focus instead of clearly defined standards of governance, writes Colin Richardson from professional trustee company PTL.

Trustee standards – an impractical election fever

Colin Richardson

From the blog: There is much debate on how to improve trustee standards. Recently, the highly respected Kevin LeGrand floated some ideas.

 

Some of the suggestions LeGrand made were good. He suggests trustee chairs should be professional trustees – which as a professional trustee I would of course wholeheartedly support.

But he goes on to say they "should be selected by the sponsor from a pool elected by the membership", which might not be very practical. 

 

Click here to read the full blog post

How to use bonds in default funds after freedom and choice

Bonds in default funds for UK defined contribution pensions have come under scrutiny since freedom and choice. While lots of schemes and workplace providers have already altered default fund strategies, many have yet to do so.