Latest articles from Catherine Howarth

Can we afford for members not to be engaged?

Catherine Howarth

From the blog: Steve Webb recently argued that changing how people make choices is the “one thing” that has reversed the fall in membership of workplace pensions.

 

He’s certainly right that auto-enrolment has been a phenomenal success thanks to the insight that if people are opted in by default, participation rates will soar.

 

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Path to new savings culture needs change of direction

Catherine Howarth

From the blog: In his recent article, ‘A pension system to support everyone’, pensions minister Guy Opperman highlights the impressive achievements of pensions auto-enrolment. It’s a huge success story for both government and the pensions industry.

 

The minister’s article also claims that AE is “generating a new savings culture across the UK”. This, I suggest, is a claim too far.

 

Click here to read the full blog post