Latest articles from Tim Middleton

Transfers reform would provide vital clarity

Tim Middleton

The Pensions Management Institute’s Tim Middleton says the ongoing consultation on scams is welcome and provides vital clarification for trustees dealing with suspicious transfers. 

Why we need a minimum income for drawdown

Tim Middleton

The Pensions Management Institute’s Tim Middleton argues in favour of reintroducing a minimum income requirement for flexi-access drawdown.

Will the pensions dashboard live up to its potential?

Tim Middleton

The Pensions Management Institute's Tim Middleton explains why the dashboard is an exciting opportunity, but warns there are also dangers.

No more short notice, please

Tim Middleton

The Pensions Management Institute's Tim Middleton looks back at pension policy under the previous government, and reveals his thoughts on what the new government should do differently.

The end of pensions or the beginning of a new cycle?

Tim Middleton

Pensions have seen enormous change in the past three decades, but increasing longevity means it is time to rethink things once more, says the Pensions Management Institute's Tim Middleton.

Ensuring standards for professional trustees

Tim Middleton

The number of schemes that use professional trustees has ballooned in recent years, but there is still no formal certification to qualify someone as a professional trustee. Tim Middleton explains what the PMI is doing to help.

A closer look at the Lisa

Tim Middleton

The Pensions Management Institute's Tim Middleton questions the Lifetime Isa's real purpose and asks what effect it will have on society.

PMI: Move to cash undermines pensions as HR tool

Tim Middleton

Talking Head: The Pensions Management Institute's Tim Middleton says it is time to rethink the increasing move towards cash in pension provision.

PMI: Drawdown needs minimum income floor to avoid depleted pots

Tim Middleton

Talking Head: The PMI's Tim Middleton explains why, when push comes to shove, annuities are an inevitable part of retirement income provision for the majority of savers.

Why the training debate should centre on pro rather than lay trustees

Tim Middleton

As the Pensions Regulator sharpens its focus on finding a suitable model for the 21st century trustee, PMI's Tim Middleton explores the growing trend towards professionalising the role.

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