Latest articles from Tim Middleton

Regulator must work with industry on professional trustee standards

Tim Middleton

Both the Pensions Regulator and industry working groups are seeking to define the responsibilities and standards expected of professional trustees. If they do not achieve consistency, writes the Pensions Management Institute's Tim Middleton, it will be hard to justify their implementation.

Is it time for another regulatory overhaul?

Tim Middleton (teaser) 210817

The transfer advice given to some British Steel Pension Scheme members was the most serious regulatory failure for nearly 30 years, says Tim Middleton from the Pensions Management Institute.

Is the CDC era about to begin?

Tim Middleton (teaser) 210817

The Pensions Management Institute's Tim Middleton says positive experience in the Netherlands and a change in the political landscape are paving the way for the adoption of collective defined contribution in the UK.

BSPS sets useful example for DB endgame

Tim Middleton (teaser) 210817

Many defined benefit schemes will never reach full funding  we need to look at the alternatives now, argues Tim Middleton from the Pensions Management Institute.

Pensions must not be a matter of luck

Tim Middleton

The minimum contribution levels for auto-enrolment risk making adequate pensions as rare as winning the lottery, says the Pensions Management Institute’s Tim Middleton.

Transfers reform would provide vital clarity

Tim Middleton

The Pensions Management Institute’s Tim Middleton says the ongoing consultation on scams is welcome and provides vital clarification for trustees dealing with suspicious transfers. 

Why we need a minimum income for drawdown

Tim Middleton

The Pensions Management Institute’s Tim Middleton argues in favour of reintroducing a minimum income requirement for flexi-access drawdown.

Will the pensions dashboard live up to its potential?

The Pensions Management Institute's Tim Middleton explains why the dashboard is an exciting opportunity, but warns there are also dangers.

No more short notice, please

The Pensions Management Institute's Tim Middleton looks back at pension policy under the previous government, and reveals his thoughts on what the new government should do differently.

The end of pensions or the beginning of a new cycle?

Pensions have seen enormous change in the past three decades, but increasing longevity means it is time to rethink things once more, says the Pensions Management Institute's Tim Middleton.