Latest articles from Stephanie Hawthorne

Light at the end of the tunnel for academics’ pensions?

Pict Rider/iStock

CPD: With academics still hotly disputing funding estimates at the Universities Superannuation Scheme, Stephanie Hawthorne untangles the long web of history amid claims and counterclaims from members and employers.

DC default funds: A members’ lottery regarding investment outcomes

Jodi Jacobson/iStock

CPD: Stephanie Hawthorne shines a light on defined contribution default funds, and questions if the workhorses behind auto-enrolment are fit for purpose.

UK pension schemes still caught in Russian crossfire

Yasuyoshi Chiba/AFP via Getty Images

CPD: Stephanie Hawthorne reports on the complexities of divestment as the Russian invasion of Ukraine continues with no sign of peace on the horizon.

The state pension – a creaking centenarian

Bloomberg

CPD: The state pension is an essential retirement staple for the entire UK, but Stephanie Hawthorne questions whether the system is still fit for purpose.

Are DC retirees second-class citizens in a two-tier workplace market?

Matthew Lloyd/Bloomberg

CPD: The defined contribution workplace pensions sector is failing savers at their hour of most need as decumulation options are still not fit for purpose, Stephanie Hawthorne finds.

Is it time to ‘retire’ pensions tax relief?

iStock

CPD: Pensions tax is riddled with anomalies and traps for the unwary, but Stephanie Hawthorne asks whether the whole system needs overhauling.

Fears for dashboards as complexities cast doubt on 2023 launch

iStock

CPD: With pending regulations and a lack of certainty on details surrounding pensions dashboards, Stephanie Hawthorne describes the progress so far on a project dubbed the ‘poster child’ for the industry.

2022: Lawyers call for regulatory pension pause

Pexels

The raft of changes in legislation after a year marked by a flurry of consultations has prompted pension lawyers to call for a regulatory pause in 2022, to enable schemes and professionals to keep up to date with the latest changes.

2022: Master trust ‘gold rush’ in DC consolidation boom

iStock

The fruition of the expected boom in consolidation, developments in the pensions dashboard and the eternal question on tax relief reform fill up the DC agenda for 2022.

Torrent of fraud cases overwhelms FCF’s finances

iStock

CPD: As the number of cases of pensions fraud continues to rise, Stephanie Hawthorne looks how last year’s court ruling has led to a huge strain on the Fraud Compensation Fund’s reserves.