Latest articles from Sophia Imeson

Sidecars suit self-employed

Cartoon 020718 (teaser)

Editorial: Self-employment is more common than ever, and the distinct lack of any concrete solution to get these people saving for retirement is becoming increasingly worrying.

Auto-enrolment: How are small and micro employers faring?

Analysis: When small and micro employers began auto-enrolling workers, it was unclear how they would react to the cost, administration and communication aspects of complying with the reforms. But emerging research suggests companies see value in the policy and are prepared for phased increases.

Government rejects calls for default decumulation pathways

The government has rejected the Work and Pensions Committee’s recommendation for default decumulation pathways, but has agreed that there is a strong case for pensions dashboard compulsion.

Industry calls for regulatory speed and stronger approach to scams

The pensions industry has voiced concerns over regulatory weaknesses and a lack of urgency when tackling scams and regulating defined benefit to defined contribution transfers.

Government sets out proposals for trustee ESG investment duties

Trustees will be expected to publish a statement on how they take account of scheme members’ ethical views, if proposed requirements floated in a government consultation are implemented.

A frugal retirement

Cartoon 18.06.18 teaser

Editorial: One of the biggest concerns following the 2015 introduction of pension freedoms has been the potential for people to blow their savings too early and run out of money.

More than a third fail to assess basic needs for retirement

More than a third of people have never estimated their income needs for later in life, and 38 per cent of individuals are not confident about their ability to retire comfortably, according to new research by provider Aegon.

Guy Opperman outlines hopes to harness fintech

Pensions and financial inclusion minister Guy Opperman says he hopes to harness fintech to boost saving for the self-employed, while aiming to bring in legislation for defined benefit regulation next year.

Pensioners underspending and bequeathing most wealth on death

Many older people are underspending in retirement, and are set to bequeath the majority of their wealth to younger generations instead, according to research by the Institute for Fiscal Studies.