Latest articles from Sandra Wolf

The savings crisis: Top-up v save more tomorrow

Analysis: The debate about tax relief on pension contributions and incentives for saving has kept industry and policymakers entertained (or unamused) for five or six years now.

The gap between theory and practice

cartoon 171016 (teaser)

Editorial: Companies with greater gender and ethnic diversity at board level perform better financially, consultancy McKinsey has shown. It seems the 2014 research has now filtered down to investors.

Lifting the curtain on transaction costs

Illustration by Ben Jennings

Editorial: The Financial Conduct Authority’s proposals for transaction cost disclosure have been welcomed across the industry, but confusion has crept in over how this will affect trust-based schemes.

FCA lights the way on transparency

‘A big flashing neon light’ marking the direction of travel on transparency has been lit by the Financial Conduct Authority with its proposal to make asset managers disclose transaction costs to defined contribution schemes.

The DB ‘problem’

Illustration by Ben Jennings

Editorial: Britain is in the mood for change. The feeling that something should be done differently, and soon, has also taken over much of the debate around defined benefit pensions.

Retirees avoid overspending yet more become insolvent

Analysis: New figures suggest defined contribution savers reaching retirement might be overspending and increasing their risk of poverty in later years, but experts warn this could be a false alarm.

Lock the door on hackers

Illustration by Ben Jennings

Editorial: Would you leave your front door open when you go out? Not if you can help it. Online, it happens a lot.

Next stop: Retirement

Illustration by Ben Jennings

Editorial: Thursday’s Pension Awareness Day has demonstrated that pensions needn’t be boring. The campaign created by communications consultancy Pension Geeks to raise public awareness about retirement planning and old age income is refreshingly grassroots-orientated and hands-on.

RQM: Driving up standards or duplicating regulations?

The Pensions and Lifetime Savings Association has launched its Retirement Quality Mark for drawdown, but some have questioned the need for the standards in their current form.