The nudge theory, which has proved its worth as individuals have been defaulted auto-enrolment, should be extended to guidance appointments for members looking to access their pensions, writes Financial Times global pensions correspondent Josephine Cumbo.

The Pensions Regulator should reinstate immediately the 90-day requirement on providers to report unpaid auto-enrolment contributions, as the breathing space given to employers during the pandemic sets a dangerous precedent for a resource-restrained regulator, writes FT pensions correspondent Josephine Cumbo

The UK’s quick moves to back up long-term savings during Covid-19 have reflected favourably on the nation, but more thought is needed on how to support older workers through job losses and an onslaught of scams, writes FT pensions correspondent Josephine Cumbo.

The Financial Conduct Authority has confirmed consumer campaigners’ fears that independent governance committees are not always independent, nor always good at governing value for money. Yet the regulator is sparing providers’ blushes and even rewarding failing committees with new responsibilities, writes FT pensions correspondent and Pensions Expert columnist Josephine Cumbo.

Tough decisions thrown up by the Covid-19 crisis are exposing the governance gap between trustee boards with adequate technical knowledge, and well-meaning but underskilled amateurs. The regulator must keep up its push for better standards, argues FT pensions correspondent and Pensions Expert columnist Josephine Cumbo.

The Pensions Regulator is stuck between a rock and a hard place when it comes to knowing how far it can go with its relaxed rules on deficit repayment holidays, warns columnist and Financial Times pensions correspondent Josephine Cumbo.

The regulator’s hands-off approach regarding employer pension payments must not be seen as an opportunity for chancers pushing for pension holidays that are not justifiable, warns columnist and Financial Times pensions correspondent Josephine Cumbo.

Guidance from government on how to deal with tax issues in GMP conversion is urgently needed so that schemes can proceed with equalisation, as there is a great risk that implementation costs will be higher than the actual benefits members will receive, warns columnist and Financial Times pensions correspondent Josephine Cumbo.

Recent revelations that the City watchdog has concerns about the majority of the £80bn market for providing pension transfer advice in the UK have triggered shock and anger across the industry. Quite rightly too, says columnist and Financial Times pension correspondent Josephine Cumbo.

The Financial Conduct Authority has stirred into action on the role of independent governance committees, but columnist Josephine Cumbo asks whether the regulator can really be sure that the committees are doing a good job of the responsibilities they already have.