Latest articles from Josephine Cumbo

First superfund transfers will put trustee decisions under spotlight

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Columnist and FT pensions correspondent Josephine Cumbo says trustees should be wary of transferring to a superfund in all but the most extreme cases until a bespoke regulatory environment develops.

Pensions taper is bad medicine for the NHS and should be ditched

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Financial Times pensions correspondent Josephine Cumbo says the tapered annual allowance has missed its intended target and is damaging key public services, in her monthly column for Pensions Expert.

USS dispute has exposed a transparency deficit

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Columnist Josephine Cumbo argues that debate over the valuation of the UK's largest private sector defined benefit fund could see actuaries and regulators subjected to greater scrutiny by members in future.

Trustees must go the extra mile for their members on transfers

Jo Cumbo (teaser)

In her first article for Pensions Expert, new columnist and Financial Times pensions correspondent Josephine Cumbo says industry support for ‘scheme pays’ arrangements could help members avoid poor transfer advice.

Regulator's warning on annuity communication

People about to retire are being given advice that is hard to understand, which can result in a lower retirement income for life, a survey found

More “third way” options for pensions

Pre-retirees looking for alternatives to traditional annuities, which are offering historically low rates on pension income, can consider alternative options with the launch of several new “third way” retirement products

Retirees miss out on annuity boost

Large numbers of retirees are short-changing their pension income by thousands of pounds by failing to buy an annuity that pays significantly higher rates to those in poor health